Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$232,422$232,422$301,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$69,078$0
Funding fee$0$0$0
Note rate3.130%3.130%7.400%
Blended rate3.980%5.130%7.640%
1st payment$1,127.92$1,127.92$2,087.53
2nd payment$0.00$518.09$0.00
Taxes / mo$237.08$237.08$237.08
Insurance / mo$150.00$150.00$150.00
MI / mo$186.39$186.39$60.30
HOA / mo$371.00$371.00$371.00
Total monthly$2,072.39$2,590.48$2,905.91
Cash to close$102,578$33,500$33,500