Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$295,191$295,191$368,910
Remaining term (yrs)26.426.430.0
Secondary amount$0$73,719$0
Funding fee$0$0$0
Note rate6.090%6.090%7.400%
Blended rate6.640%7.112%7.640%
1st payment$1,872.47$1,872.47$2,554.26
2nd payment$0.00$552.89$0.00
Taxes / mo$452.67$452.67$452.67
Insurance / mo$150.00$150.00$150.00
MI / mo$141.77$141.77$73.78
HOA / mo$0.00$0.00$0.00
Total monthly$2,616.90$3,169.79$3,230.71
Cash to close$114,709$40,990$40,990