Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$165,151$165,151$337,410
Remaining term (yrs)23.823.830.0
Secondary amount$0$172,259$0
Funding fee$826$826$0
Note rate3.210%3.210%7.400%
Blended rate3.210%5.655%7.640%
1st payment$825.05$825.05$2,336.16
2nd payment$0.00$1,148.39$0.00
Taxes / mo$210.33$210.33$210.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,185.39$2,333.78$2,763.97
Cash to close$209,749$37,490$37,490