Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$121,920$121,920$481,500
Remaining term (yrs)7.17.130.0
Secondary amount$0$359,580$0
Funding fee$610$610$0
Note rate4.290%4.290%7.400%
Blended rate4.290%6.874%7.640%
1st payment$1,633.07$1,633.07$3,333.81
2nd payment$0.00$2,322.29$0.00
Taxes / mo$245.58$245.58$245.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,045.32$4,367.61$3,842.36
Cash to close$413,080$53,500$53,500