Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$161,978	$161,978	$279,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$117,022	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.567%	7.640%
1st payment	$768.22	$768.22	$1,931.74
2nd payment	$0.00	$780.14	$0.00
Taxes / mo	$300.67	$300.67	$300.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$129.73	$129.73	$55.80
HOA / mo	$260.00	$260.00	$260.00
Total monthly	$1,608.62	$2,388.76	$2,698.21
Cash to close	$148,022	$31,000	$31,000