Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$145,648$145,648$197,100
Remaining term (yrs)21.521.530.0
Secondary amount$0$51,452$0
Funding fee$0$0$0
Note rate4.460%4.460%7.400%
Blended rate5.310%6.273%7.640%
1st payment$876.75$876.75$1,364.68
2nd payment$0.00$385.89$0.00
Taxes / mo$253.33$253.33$253.33
Insurance / mo$150.00$150.00$150.00
MI / mo$123.14$123.14$39.42
HOA / mo$230.00$230.00$230.00
Total monthly$1,633.22$2,019.11$2,037.43
Cash to close$73,352$21,900$21,900