Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$187,483	$187,483	$224,991
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$37,508	$0
Funding fee	$937	$937	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	4.084%	7.640%
1st payment	$906.90	$906.90	$1,557.79
2nd payment	$0.00	$281.31	$0.00
Taxes / mo	$364.50	$364.50	$364.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.00
HOA / mo	$28.83	$28.83	$28.83
Total monthly	$1,450.23	$1,731.54	$2,146.12
Cash to close	$62,507	$24,999	$24,999