Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$263,283	$263,283	$405,000
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$141,717	$0
Funding fee	$1,316	$1,316	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	4.750%	7.640%
1st payment	$1,482.86	$1,482.86	$2,804.14
2nd payment	$0.00	$944.78	$0.00
Taxes / mo	$447.67	$447.67	$447.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,080.53	$3,025.30	$3,482.80
Cash to close	$186,717	$45,000	$45,000