Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$673,696$673,696$778,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$104,804$0
Funding fee$0$0$0
Note rate3.140%3.140%7.400%
Blended rate3.990%4.530%7.640%
1st payment$3,222.87$3,222.87$5,390.18
2nd payment$0.00$698.69$0.00
Taxes / mo$720.83$720.83$720.83
Insurance / mo$216.67$216.67$216.67
MI / mo$531.90$531.90$155.70
HOA / mo$125.00$125.00$125.00
Total monthly$4,817.27$5,515.96$6,608.38
Cash to close$191,304$86,500$86,500