Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$178,342$178,342$204,750
Remaining term (yrs)24.124.130.0
Secondary amount$0$26,408$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.427%7.640%
1st payment$854.12$854.12$1,417.65
2nd payment$0.00$198.06$0.00
Taxes / mo$388.75$388.75$388.75
Insurance / mo$150.00$150.00$150.00
MI / mo$145.35$145.35$40.95
HOA / mo$166.67$166.67$166.67
Total monthly$1,704.89$1,902.95$2,164.02
Cash to close$49,158$22,750$22,750