Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$217,768	$217,768	$292,410
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$74,642	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	3.560%	4.949%	7.640%
1st payment	$1,016.86	$1,016.86	$2,024.59
2nd payment	$0.00	$559.82	$0.00
Taxes / mo	$508.67	$508.67	$508.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$177.35	$177.35	$58.48
HOA / mo	$91.67	$91.67	$91.67
Total monthly	$1,944.55	$2,504.37	$2,833.41
Cash to close	$107,132	$32,490	$32,490