Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,162$197,162$300,600
Remaining term (yrs)23.623.630.0
Secondary amount$0$103,438$0
Funding fee$986$986$0
Note rate3.330%3.330%7.400%
Blended rate3.330%4.937%7.640%
1st payment$1,001.96$1,001.96$2,081.29
2nd payment$0.00$689.59$0.00
Taxes / mo$279.17$279.17$279.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.12
HOA / mo$28.67$28.67$28.67
Total monthly$1,459.79$2,149.38$2,599.25
Cash to close$136,838$33,400$33,400