Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$205,328	$205,328	$539,910
Remaining term (yrs)	21.8	21.8	30.0
Secondary amount	$0	$334,582	$0
Funding fee	$1,027	$1,027	$0
Note rate	4.520%	4.520%	7.400%
Blended rate	4.520%	6.522%	7.640%
1st payment	$1,231.60	$1,231.60	$3,738.23
2nd payment	$0.00	$2,160.84	$0.00
Taxes / mo	$558.83	$558.83	$558.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.98
HOA / mo	$14.58	$14.58	$14.58
Total monthly	$1,971.68	$4,132.52	$4,586.29
Cash to close	$394,572	$59,990	$59,990