Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$10,352	$10,352	$517,499
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$507,147	$0
Funding fee	$0	$0	$0
Note rate	6.090%	6.090%	7.400%
Blended rate	6.640%	7.728%	7.640%
1st payment	$66.98	$66.98	$3,583.06
2nd payment	$0.00	$3,275.33	$0.00
Taxes / mo	$479.17	$479.17	$479.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$4.88	$4.88	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$717.69	$3,993.02	$4,332.39
Cash to close	$564,647	$57,500	$57,500