Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,044$408,044$490,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$82,456$0
Funding fee$2,040$2,040$0
Note rate5.550%5.550%7.400%
Blended rate5.550%6.130%7.640%
1st payment$2,466.38$2,466.38$3,396.12
2nd payment$0.00$618.42$0.00
Taxes / mo$454.17$454.17$454.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$428.00$428.00$428.00
Total monthly$3,515.21$4,133.63$4,543.06
Cash to close$136,956$54,500$54,500