Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$94,952$94,952$341,910
Remaining term (yrs)25.525.530.0
Secondary amount$0$246,958$0
Funding fee$0$0$0
Note rate5.250%5.250%7.400%
Blended rate6.100%7.292%7.640%
1st payment$561.87$561.87$2,367.32
2nd payment$0.00$1,594.94$0.00
Taxes / mo$523.92$523.92$523.92
Insurance / mo$150.00$150.00$150.00
MI / mo$72.07$72.07$68.38
HOA / mo$158.33$158.33$158.33
Total monthly$1,466.19$3,061.13$3,267.94
Cash to close$284,948$37,990$37,990