Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$483,011	$483,011	$494,100
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$38,539	$0
Funding fee	$0	$0	$0
Note rate	7.180%	7.180%	7.400%
Blended rate	7.730%	8.036%	7.640%
1st payment	$3,375.71	$3,375.71	$3,421.05
2nd payment	$0.00	$381.38	$0.00
Taxes / mo	$263.83	$263.83	$263.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$228.39	$228.39	$98.82
HOA / mo	$64.00	$64.00	$64.00
Total monthly	$4,098.60	$4,479.97	$4,014.37
Cash to close	$65,989	$27,450	$54,900