Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$570,101$570,101$630,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$59,899$0
Funding fee$2,851$2,851$0
Note rate3.050%3.050%7.400%
Blended rate3.050%3.616%7.640%
1st payment$2,688.63$2,688.63$4,361.99
2nd payment$0.00$449.24$0.00
Taxes / mo$509.00$509.00$509.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$126.00
HOA / mo$140.33$140.33$140.33
Total monthly$3,504.63$3,953.87$5,303.99
Cash to close$129,899$70,000$70,000