Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$206,813$206,813$260,910
Remaining term (yrs)29.529.530.0
Secondary amount$0$54,097$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.454%7.640%
1st payment$1,311.98$1,311.98$1,806.49
2nd payment$0.00$405.73$0.00
Taxes / mo$213.75$213.75$213.75
Insurance / mo$150.00$150.00$150.00
MI / mo$95.14$95.14$52.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,770.87$2,176.60$2,222.42
Cash to close$83,087$28,990$28,990