Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$415,227	$395,100
Remaining term (yrs)	26.0	30.0
Secondary amount	$0	$0
Funding fee	$2,076	$0
Note rate	6.700%	7.400%
Blended rate	6.700%	7.640%
1st payment	$2,806.96	$2,735.59
2nd payment	$0.00	$0.00
Taxes / mo	$296.00	$296.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$79.02
HOA / mo	$315.00	$315.00
Total monthly	$3,567.96	$3,575.61
Cash to close	$23,773	$43,900