Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$189,751$189,751$288,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$98,249$0
Funding fee$949$949$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.981%7.640%
1st payment$915.29$915.29$1,994.05
2nd payment$0.00$736.87$0.00
Taxes / mo$272.25$272.25$272.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,337.54$2,074.41$2,473.90
Cash to close$130,249$32,000$32,000