Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$694,634$694,634$1,035,000
Remaining term (yrs)25.725.730.0
Secondary amount$0$340,366$0
Funding fee$3,473$3,473$0
Note rate5.300%5.300%7.400%
Blended rate5.300%6.106%7.640%
1st payment$4,118.56$4,118.56$7,166.13
2nd payment$0.00$2,198.20$0.00
Taxes / mo$443.42$443.42$443.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$207.00
HOA / mo$330.00$330.00$330.00
Total monthly$5,108.64$7,306.84$8,363.21
Cash to close$455,366$115,000$115,000