Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$5,603$5,603$135,000
Remaining term (yrs)16.016.030.0
Secondary amount$0$129,397$0
Funding fee$0$0$0
Note rate3.670%3.670%7.400%
Blended rate4.520%7.856%7.640%
1st payment$38.34$38.34$934.71
2nd payment$0.00$862.64$0.00
Taxes / mo$52.33$52.33$52.33
Insurance / mo$150.00$150.00$150.00
MI / mo$5.92$5.92$27.00
HOA / mo$0.00$0.00$0.00
Total monthly$246.59$1,109.24$1,164.05
Cash to close$144,397$15,000$15,000