Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$112,705	$112,705	$341,910
Remaining term (yrs)	16.2	16.2	30.0
Secondary amount	$0	$229,205	$0
Funding fee	$0	$0	$0
Note rate	3.400%	3.400%	7.400%
Blended rate	4.250%	6.596%	7.640%
1st payment	$750.19	$750.19	$2,367.32
2nd payment	$0.00	$1,480.28	$0.00
Taxes / mo	$181.42	$181.42	$181.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$119.82	$119.82	$68.38
HOA / mo	$294.00	$294.00	$294.00
Total monthly	$1,495.43	$2,975.71	$3,061.11
Cash to close	$267,195	$37,990	$37,990