Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$126,615	$126,615	$441,000
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$314,385	$0
Funding fee	$0	$0	$0
Note rate	3.420%	3.420%	7.400%
Blended rate	4.270%	6.751%	7.640%
1st payment	$837.66	$837.66	$3,053.39
2nd payment	$0.00	$2,030.40	$0.00
Taxes / mo	$237.42	$237.42	$237.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$133.46	$133.46	$88.20
HOA / mo	$18.00	$18.00	$18.00
Total monthly	$1,393.20	$3,423.61	$3,563.68
Cash to close	$363,385	$49,000	$49,000