Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$123,677	$123,677	$427,500
Remaining term (yrs)	18.4	18.4	30.0
Secondary amount	$0	$303,823	$0
Funding fee	$0	$0	$0
Note rate	3.590%	3.590%	7.400%
Blended rate	4.440%	6.792%	7.640%
1st payment	$763.24	$763.24	$2,959.92
2nd payment	$0.00	$1,962.19	$0.00
Taxes / mo	$162.58	$162.58	$162.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$119.06	$119.06	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,211.55	$3,173.73	$3,374.67
Cash to close	$351,323	$47,500	$47,500