Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$107,469	$107,469	$247,500
Remaining term (yrs)	37.4	37.4	30.0
Secondary amount	$0	$140,031	$0
Funding fee	$0	$0	$0
Note rate	6.660%	6.660%	7.400%
Blended rate	7.210%	7.657%	7.640%
1st payment	$650.34	$650.34	$1,713.64
2nd payment	$0.00	$933.54	$0.00
Taxes / mo	$108.67	$108.67	$108.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$49.94	$49.94	$49.50
HOA / mo	$203.00	$203.00	$203.00
Total monthly	$1,161.94	$2,095.48	$2,224.81
Cash to close	$167,531	$27,500	$27,500