Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$188,095	$188,095	$224,910
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$36,815	$0
Funding fee	$940	$940	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	4.160%	4.952%	7.640%
1st payment	$992.84	$992.84	$1,557.23
2nd payment	$0.00	$276.11	$0.00
Taxes / mo	$107.58	$107.58	$107.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,250.42	$1,526.53	$1,859.80
Cash to close	$61,805	$24,990	$24,990