Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$208,412	$208,412	$314,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$105,688	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.220%	7.640%
1st payment	$988.45	$988.45	$2,174.76
2nd payment	$0.00	$704.59	$0.00
Taxes / mo	$252.58	$252.58	$252.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.92	$166.92	$62.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,557.95	$2,262.54	$2,640.17
Cash to close	$140,588	$34,900	$34,900