Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$258,310	$258,310	$517,500
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$259,190	$0
Funding fee	$1,292	$1,292	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	5.848%	7.640%
1st payment	$1,540.38	$1,540.38	$3,583.07
2nd payment	$0.00	$1,673.93	$0.00
Taxes / mo	$11.08	$11.08	$11.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$66.67	$66.67	$66.67
Total monthly	$1,784.80	$3,458.73	$3,930.99
Cash to close	$316,690	$57,500	$57,500