Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$41,317	$41,317	$188,910
Remaining term (yrs)	6.6	6.6	30.0
Secondary amount	$0	$147,593	$0
Funding fee	$0	$0	$0
Note rate	5.790%	5.790%	7.400%
Blended rate	6.640%	7.703%	7.640%
1st payment	$617.45	$617.45	$1,307.97
2nd payment	$0.00	$983.96	$0.00
Taxes / mo	$345.33	$345.33	$345.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$74.62	$74.62	$37.78
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$1,217.40	$2,201.36	$1,871.09
Cash to close	$168,583	$20,990	$20,990