Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$256,363$256,363$375,210
Remaining term (yrs)24.824.830.0
Secondary amount$0$118,847$0
Funding fee$1,282$1,282$0
Note rate3.000%3.000%7.400%
Blended rate3.000%4.584%7.640%
1st payment$1,218.44$1,218.44$2,597.88
2nd payment$0.00$792.31$0.00
Taxes / mo$2.33$2.33$2.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.04
HOA / mo$0.00$0.00$0.00
Total monthly$1,370.77$2,163.08$2,825.25
Cash to close$160,537$41,690$41,690