Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$248,202$248,202$422,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$174,708$0
Funding fee$1,241$1,241$0
Note rate2.980%2.980%7.400%
Blended rate2.980%5.054%7.640%
1st payment$1,164.02$1,164.02$2,928.14
2nd payment$0.00$1,164.72$0.00
Taxes / mo$166.33$166.33$166.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.58
HOA / mo$27.00$27.00$27.00
Total monthly$1,524.02$2,688.74$3,372.73
Cash to close$221,698$46,990$46,990