Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$156,932	$156,932	$224,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$67,978	$0
Funding fee	$785	$785	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	3.180%	4.939%	7.640%
1st payment	$765.69	$765.69	$1,557.23
2nd payment	$0.00	$509.83	$0.00
Taxes / mo	$4.17	$4.17	$4.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.98
HOA / mo	$365.00	$365.00	$365.00
Total monthly	$1,284.86	$1,794.69	$2,121.38
Cash to close	$92,968	$24,990	$24,990