Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$467,891	$467,891	$481,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$40,359	$0
Funding fee	$2,339	$2,339	$0
Note rate	6.310%	6.310%	7.400%
Blended rate	6.310%	6.752%	7.640%
1st payment	$3,036.16	$3,036.16	$3,333.81
2nd payment	$0.00	$399.39	$0.00
Taxes / mo	$33.17	$33.17	$33.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.30
HOA / mo	$29.17	$29.17	$29.17
Total monthly	$3,265.16	$3,664.56	$3,659.11
Cash to close	$67,109	$26,750	$53,500