Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$250,099$250,099$261,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$25,401$0
Funding fee$1,250$1,250$0
Note rate3.140%3.140%7.400%
Blended rate3.140%3.945%7.640%
1st payment$1,196.44$1,196.44$1,807.11
2nd payment$0.00$251.37$0.00
Taxes / mo$414.33$414.33$414.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.20
HOA / mo$102.67$102.67$102.67
Total monthly$1,863.44$2,114.81$2,526.31
Cash to close$39,901$14,500$29,000