Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$94,353	$94,353	$314,999
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$220,646	$0
Funding fee	$472	$472	$0
Note rate	3.560%	3.560%	7.400%
Blended rate	3.560%	6.495%	7.640%
1st payment	$630.80	$630.80	$2,180.99
2nd payment	$0.00	$1,425.00	$0.00
Taxes / mo	$317.00	$317.00	$317.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,097.80	$2,522.80	$2,710.99
Cash to close	$255,646	$35,000	$35,000