Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$272,707	$272,707	$283,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$26,543	$0
Funding fee	$0	$0	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	4.740%	5.373%	7.640%
1st payment	$1,403.77	$1,403.77	$1,962.90
2nd payment	$0.00	$262.67	$0.00
Taxes / mo	$372.17	$372.17	$372.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$211.07	$211.07	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,137.00	$2,399.67	$2,541.76
Cash to close	$42,293	$15,750	$31,500