Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,844	$182,844	$328,410
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$145,566	$0
Funding fee	$0	$0	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	4.670%	6.146%	7.640%
1st payment	$998.83	$998.83	$2,273.84
2nd payment	$0.00	$970.44	$0.00
Taxes / mo	$430.08	$430.08	$430.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$151.47	$151.47	$65.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,730.39	$2,700.83	$2,919.61
Cash to close	$182,056	$36,490	$36,490