Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$288,762	$288,762	$539,910
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$251,148	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.611%	7.640%
1st payment	$1,389.55	$1,389.55	$3,738.23
2nd payment	$0.00	$1,622.00	$0.00
Taxes / mo	$309.67	$309.67	$309.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$236.47	$236.47	$107.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,102.35	$3,724.35	$4,322.54
Cash to close	$311,138	$59,990	$59,990