Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$207,603	$207,603	$1,167,300
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$959,697	$0
Funding fee	$1,038	$1,038	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	3.730%	7.035%	7.640%
1st payment	$1,242.73	$1,242.73	$8,082.15
2nd payment	$0.00	$6,198.04	$0.00
Taxes / mo	$441.33	$441.33	$441.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$233.46
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,900.73	$8,098.77	$8,973.61
Cash to close	$1,089,397	$129,700	$129,700