Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$188,788	$188,788	$314,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$126,122	$0
Funding fee	$0	$0	$0
Note rate	2.790%	2.790%	7.400%
Blended rate	3.640%	5.386%	7.640%
1st payment	$887.13	$887.13	$2,180.37
2nd payment	$0.00	$840.81	$0.00
Taxes / mo	$284.08	$284.08	$284.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.13	$153.13	$62.98
HOA / mo	$48.33	$48.33	$48.33
Total monthly	$1,522.67	$2,363.49	$2,725.77
Cash to close	$161,112	$34,990	$34,990