Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$212,531	$212,531	$445,410
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$232,879	$0
Funding fee	$1,063	$1,063	$0
Note rate	4.050%	4.050%	7.400%
Blended rate	4.050%	5.985%	7.640%
1st payment	$1,263.20	$1,263.20	$3,083.93
2nd payment	$0.00	$1,504.01	$0.00
Taxes / mo	$485.83	$485.83	$485.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.08
HOA / mo	$20.83	$20.83	$20.83
Total monthly	$1,936.53	$3,440.53	$3,846.34
Cash to close	$282,369	$49,490	$49,490