Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$268,965	$268,965	$539,100
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$270,135	$0
Funding fee	$1,345	$1,345	$0
Note rate	3.990%	3.990%	7.400%
Blended rate	3.990%	5.874%	7.640%
1st payment	$1,497.27	$1,497.27	$3,732.62
2nd payment	$0.00	$1,744.62	$0.00
Taxes / mo	$830.67	$830.67	$830.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.82
HOA / mo	$19.58	$19.58	$19.58
Total monthly	$2,514.19	$4,258.81	$4,857.35
Cash to close	$330,035	$59,900	$59,900