Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$25,148	$25,148	$436,499
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$411,352	$0
Funding fee	$0	$0	$0
Note rate	6.840%	6.840%	7.400%
Blended rate	7.390%	7.729%	7.640%
1st payment	$166.51	$166.51	$3,022.23
2nd payment	$0.00	$2,656.65	$0.00
Taxes / mo	$880.42	$880.42	$880.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$11.66	$11.66	$87.30
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$1,310.25	$3,966.90	$4,241.61
Cash to close	$459,851	$48,500	$48,500