Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$296,219	$296,219	$360,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$63,781	$0
Funding fee	$1,481	$1,481	$0
Note rate	2.950%	2.950%	7.400%
Blended rate	2.950%	4.022%	7.640%
1st payment	$1,403.36	$1,403.36	$2,492.57
2nd payment	$0.00	$478.36	$0.00
Taxes / mo	$526.50	$526.50	$526.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,079.86	$2,558.22	$3,241.07
Cash to close	$103,781	$40,000	$40,000