Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$241,533	$241,533	$278,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$37,377	$0
Funding fee	$1,208	$1,208	$0
Note rate	3.625%	3.625%	7.400%
Blended rate	3.625%	4.345%	7.640%
1st payment	$1,210.67	$1,210.67	$1,931.12
2nd payment	$0.00	$280.33	$0.00
Taxes / mo	$279.50	$279.50	$279.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,640.17	$1,920.50	$2,416.40
Cash to close	$68,367	$30,990	$30,990