Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$168,843$168,843$207,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$38,157$0
Funding fee$0$0$0
Note rate3.000%3.000%7.400%
Blended rate3.850%4.799%7.640%
1st payment$807.95$807.95$1,433.23
2nd payment$0.00$286.18$0.00
Taxes / mo$278.33$278.33$278.33
Insurance / mo$150.00$150.00$150.00
MI / mo$135.74$135.74$41.40
HOA / mo$23.25$23.25$23.25
Total monthly$1,395.27$1,681.45$1,926.21
Cash to close$61,157$23,000$23,000