Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$158,215$158,215$315,000
Remaining term (yrs)22.422.430.0
Secondary amount$0$156,785$0
Funding fee$0$0$0
Note rate4.410%4.410%7.400%
Blended rate5.260%6.624%7.640%
1st payment$923.00$923.00$2,181.00
2nd payment$0.00$1,045.23$0.00
Taxes / mo$198.50$198.50$198.50
Insurance / mo$150.00$150.00$150.00
MI / mo$130.41$130.41$63.00
HOA / mo$269.00$269.00$269.00
Total monthly$1,670.91$2,716.14$2,861.50
Cash to close$191,785$35,000$35,000