Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$206,775$206,775$220,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$25,975$0
Funding fee$1,034$1,034$0
Note rate5.510%5.510%7.400%
Blended rate5.510%6.220%7.640%
1st payment$1,250.20$1,250.20$1,526.70
2nd payment$0.00$257.05$0.00
Taxes / mo$484.33$484.33$484.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,884.54$2,141.58$2,205.13
Cash to close$38,225$12,250$24,500